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Buying a home shouldn't feel like signing in the dark.
Free, AI-powered tools to figure out what you can actually afford, whether you should rent instead, and what your lender is hoping you don't notice. Plain English, built by someone who just bought his first home and got tired of guessing.
Pick your starting point
Most users land on one of these three. Pick what's bugging you most.
Step 1
How much house can I afford?
The 28/36 rule, the federal QM cap, and what most planners actually recommend. Three benchmarks side by side, with a built-in budget reality check so you don’t get house-poor.
Run the numbersStep 2
Should I rent or buy?
A live 30-year wealth chart that adjusts as you tweak rates, appreciation, or rent. Most calculators bury the assumptions. We surface them so you can stress-test your decision.
Compare scenariosRight before closing
Don’t get overcharged at closing.
Drop in your loan estimate and closing disclosure. We’ll find every dollar your lender owes you in TRID tolerance cure credits, line by line. This alone has saved buyers four-figure amounts.
Check my documentsAlready deeper in the process?
Jump straight to your stage's playbook. What to expect next, what to ask, and what to watch out for.
The full toolkit
Everything else, organized. Use what you need.
Free, no signup
Use everything immediately. No email wall, no trial, no credit card.
Privacy by default
Calculator math runs in your browser. PDFs go to the AI for analysis but aren’t stored on our servers.
No upsells
No "premium tier" gating. We may add affiliate partners on /pros, clearly disclosed. We never accept payment for inclusion.